1. Introduction
These Terms and Conditions describe the general conditions for using Agregador de Gastos, an application that helps users import and review expense information from email notifications sent by banks, credit card issuers, or other financial service providers.
This is a preliminary and generic document. It should be reviewed and adapted by a qualified legal professional before commercial use.
2. Service Description
The application connects to email accounts authorized by the user, reads selected email messages related to card transactions, extracts expense data such as date, amount, merchant, card name, and category, and displays that information in a dashboard.
The application is not a bank, financial institution, accounting firm, tax advisor, or credit bureau. It does not initiate payments, move money, approve transactions, or provide financial, tax, legal, or investment advice.
3. User Authorization
By connecting an email account, the user authorizes the application to access the mailbox according to the permissions granted during the connection process. The user may disconnect access at any time through the application, the email provider account settings, or both.
The user is responsible for ensuring that they have the right to connect the email account and process the information contained in that account.
4. Data Accuracy
The application uses automated parsing rules and heuristics to identify transaction information. The extracted data may be incomplete, duplicated, incorrect, delayed, or require manual review.
Users are responsible for reviewing, correcting, and validating the information before relying on it for budgeting, accounting, tax, reimbursement, or business purposes.
5. Privacy and Data Use
The application processes email and transaction information only to provide the expense aggregation and reporting features requested by the user.
The application may store transaction details, merchant names, card names, email provider identifiers, connection metadata, user settings, categories, comments, and import history as needed to operate the service.
6. Third-Party Services
The application depends on third-party providers such as Google, Microsoft, email hosting providers, cloud hosting platforms, and database providers. Availability, permissions, account access, API limits, and provider policies may affect the service.
The application is not responsible for outages, restrictions, permission changes, or data issues caused by third-party services.
7. No Warranty
The application is provided on an as-is and as-available basis during testing and early use. No guarantee is made that the service will be uninterrupted, error-free, fully accurate, or suitable for a specific purpose.
8. Changes and Contact
These Terms and Conditions may be updated from time to time. Continued use of the application after changes are made means the user accepts the updated terms.
Questions about these Terms and Conditions should be sent to the application owner or support contact designated by the service.